Risk Management

Kris Tawney

Kris has been in the insurance and risk management industries for 12 years. As an owner of an insurance agency and consulting firm he is very understanding of the importance of safety training and proactively planning for events that could happen. Looking for a solution to safety training and managing risk for businesses in different industries that was independent of insurance companies and insurance agencies, he founded TM. “I believe that we have built the best team of experts with experience and understanding of so many risks that organizations face today. We are built on proactive solutions that require out of the box thinking and believe we will bring immeasurable value to our clients.” – Kris

Clay Medley, GSP

Clay’s career started in the construction industry following his graduation from West Virginia University where he earned a BS in Wood Science and MS in Safety Management. He’s spent the past six years as a safety consultant working with a diverse range of industries and businesses. With his expertise and understanding of business, his clients more efficiently managing their risk and having a safer workforce. This makes his clients a more attractive employer and also helps them to achieve better risk ratings, insurance costs, and have a better overall safety culture. Clay applies the same hands-on approach and attention to detail to safety consulting that he applied as a contractor. He has a proven track record of helping clients advance their safety culture by partnering with their employees and supervisors to grow their business.

Credentials and Certifications:

– Licensed Property & Casualty Insurance Agent in the State of West Virginia
– National Safety Council certified DDC4 Defensive Driving Instructor
– National Safety Council certified CPR & First Aid instructor
– Certified OSHA 10 and 30-hour Construction Instructor
– Certified OSHA 10 and 30-hour General Industry Instructor
– Certified ATSSA Roadway Flagger Instructor

Jeff Estep

Jeff Estep is and accomplished threat assessment and physical security professional with over twenty years’ experience in safety and physical security for local, state and federal organizations. Jeff is a motivated leader with a proven ability to implement comprehensive security programs through training and education by utilizing a team approach and strong leadership skills.

Jeff holds an M.S. Security and Global Studies / Homeland Security from American Military University and a B.S. Hazardous Materials / Occupational Health and Safety from Mountain State University. Additionally Jeff is certified through the American Society of Industrial Security (ASIS) as a Physical Security Professional (PSP®). The Physical Security Professional (PSP) credential demonstrates ones knowledge in physical security assessments, application, design, and integration of physical security systems, and implementation of security measures.


Rick Snodgrass

Rick is one of the most experienced professionals in environmental compliance in the area. With experience over the last 30 years in chemicals, waste water treatment, storage and disposal of hazardous materials, he is a great asset for his clients. Rick’s focus is on helping our clients proactively mitigate risk and ensure that they are operating within the appropriate regulatory measures on job sites. With his experience as a former Environmental Enforcement Inspector for the West Virginia Department of Environmental Protection, Rick can help his clients to maintain a high level of production while staying within the law.

What Value is Your Agency Creating for Your Business?

Give us a call to find out.

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